cdrates

Account Type	Balance Requirement	Annual Percentage Yield	Interest Rate
Now Checking	0-$499.99 $500.00-$2499.99 $2500.00-$9999.99 $10,000.00 & Above	0.00% .25% .50% .75%	0.00% .25% .50% .75%

Money Market Account (MMA)	$0.00-2499.99 $2500.00-$9999.99 $10,0000 & Above	.50% .50% .75%	.50% .50% .75%

Super Money Market Account (Super MMA)	$0.00-9999.99 $10,000-$24,999.99 $25,000-49,999.99 $50,000.00-99,999.99 $100,000.00 & Above	0.00% .75% .75% .75% 1.00%	0.00% .75% .75% .75% 1.00%

Passbook Savings		.50%	.50%
Basic CDs
	CD-32 Day	1.76%	1.75%
	CD-91 Day	2.02%	2.00%
	CD-182 Day	2.26%	2.25%
	CD-1Year & 18 Month	2.25%	2.25%
	CD-2 Year	2.25%	2.25%
	CD-3 Year	2.25%	2.25%
	CD-4 Year	2.75%	2.75%
	CD-5 Year	2.75%	2.75%

SPECIAL CD's:	8 MONTHS	2.81%	2.80%
	13 MONTHS	2.85%	2.85%
	17 MONTHS	2.91%	2.90%
	28 MONTHS	3.10%	3.10%


Interest on all accounts is paid on the full daily balance. All of the disclosed rates for NOW, MMA, Super MMA and PASSBOOK savings accounts are variable. The rate may change on these accounts after they are opened. At our discretion, we may change the interest rate on these accounts. Fees could reduce the earnings on the accounts. Please contact one of our employees regarding the fees and terms of these accounts. Our phone number is (417) 667-3057. A penalty may be imposed for early withdrawal of principal during the term of a CD. All CDS listed are fixed rate CDs. Rate quotes are subject to change without notice. revised 5/08/08