Rates

Rates as of July 11, 2013

Savings

Balance Requirement Annual Percentage Yield Interest Rate
N/A 0.20% 0.20%

Now Checking

Balance Requirement Annual Percentage Yield Interest Rate
0 – $499.99 0.00% 0.00%
$500.00 – $2499.99 0.10% 0.10%
$2500.00 – $9999.99 0.15% 0.15%
$10,000.00 & above 0.25% 0.25%

Money Market Account (MMA)

Balance Requirement Annual Percentage Yield Interest Rate
$0.00 – $2499.99 0.10% 0.10%
$2500.00 – $9999.99 0.15% 0.15%
$10,000.00 & above 0.25% 0.25%

Super Money Market Account (Super MMA)

Balance Requirement Annual Percentage Yield Interest Rate
$0.00 – $9999.99 0.00% 0.00%
$10,000.00 – $24,999.99 0.15% 0.15%
$25,000 – $49,999.99 0.20% 0.20%
$50,000.00 – $99,999.99 0.25% 0.25%
$100,000.00 & above 0.30% 0.30%

Basic CDs

Time Period Annual Percentage Yield Interest Rate
32 day 0.10% 0.10%
91 day 0.20% 0.20%
182 day 0.35% 0.35%
1 year 0.45% 0.45%
2 year 0.65% 0.65%
3 year 0.80% 0.80%
4 year 0.85% 0.85%
5 year 0.90% 0.90%

*Interest on all accounts is paid on the full daily balance.
*All of the disclosed rates for NOW, MMA, Super MMA and PASSBOOK savings accounts are variable. The rate may change on these accounts after they are opened. At our discretion, we may change the interest rate on these accounts.
*Fees could reduce the earnings on the accounts.

*Please contact one of our employees regarding the fees and terms of these accounts. Our phone number is (417) 667-3057.
*A penalty may be imposed for early withdrawal of principal during the term of a CD. All CDS listed are fixed rate CDs.
*Rate quotes are subject to change without notice.
*This web page might not be updated immediately when rates are changed, please contact the bank for the most current rates.